A pinchpenny is someone who is very miserly with money and reluctant to spend it. There are many synonyms for pinchpenny, including tightwad, skinflint, cheapskate, niggardly, miserly, stingy, penny-pinching, and frugal. All of these words convey the same idea of someone who is unwilling to part with their money, even when it's necessary or reasonable to do so. While some people pride themselves on being frugal, pinchpennies are often seen as being too extreme in their efforts to save money. These words can be used interchangeably to describe someone who is excessively thrifty or miserly.